Attention homeowners in Pearland and Brazoria County: Need an appraisal?
Here are the top 7 reasons TX homeowners need Elite Appraisal Services:
Need help deciding the value of your house in or near Pearland, TX?
At Elite Appraisal Services, we understand the individual needs of a homeowner looking for appraisal services. Our regular business clients are used to the appraisal process and the usual "products" we deliver to them. Being a regular homeowner that most likely doesn't see an appraisal every day,you'll receive extra guidance and explanations through the appraisal process to more clearly understand what we do and how we document our findings.
For Sale By Owner/Pre-Listing Services
It's very hard to be objective about your own house because you most likely have an emotional attachment to it. The professional appraisers at Elite Appraisal Services will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic price to sell at so your home will attract interested buyers, a professional appraisal is very important as a negotiating tool once you have an interested buyer. It's something tangible to show the buyer. An appraisal is an independent third party's opinion of your home's value -- not just how much your house is worth. Interested buyers know that you have an emotional attachment to your house and will be much more likely to give credibility to a professional appraiser's value estimation than yours.
Appraisals to remove PMI
Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is an attractive way to cut costs for homeowners. Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your property. In most cases you can apply to the lender to have the PMI removed from your loan. We are experienced in helping folks just like you rid yourselves of unwanted and unneeded PMI insurance.
Challenging property tax assessments
Lets say you live in an area that's declining -- your local tax assessor may have your house overvalued. That only means you are going to pay more taxes than you should. The quicker you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. An appraisal from Elite Appraisal Services is your chief weapon when contesting your property tax assessment.
HELOC recently frozen?
If your property is in or near a declining area, your lender may just choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be destructive to your credit score since it may appear as though that credit line is maxed out, and also inconvenient from a cash flow angle. Elite Appraisal Services can help you reinstate your home equity line of credit with efficient appraisal.
We Offer Field and Desktop Appraisal Review Services
Have you just received a copy of your appraisal and you'd like to have a seasoned professional double-check it for efficiency or do you want a second opinion without the charge and delay of waiting for a whole new appraisal? Elite Appraisal Services offers field reviews where we go out and check the subject and comparables. If you're in a hurry, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.
Need a retrospective review of an appraisal? We can We can assist you While typically requested by banks, you may wish to take advantage of this service if you suspect mortgage fraud related to your property.