Need an appraisal in Pearland or Brazoria County?
Here are the top seven reasons TX homeowners use Elite Appraisal Services:
Own a home in or near Pearland, TX and need help deciding the value of it?
At Elite Appraisal Services, we understand the individual needs of a homeowner seeking appraisal services. Our business practices and reporting formats are familiar to our business clients like lenders, attorneys, and CPAs. Being a consumer that probably doesn't look at appraisals every day,we will give you extra guidance and explanations through the appraisal process to better understand what we do and how we document our conclusions.
Pre-listing Services/For Sale By Owner
It's very hard to be objective about your own home because of your emotional attachment to it. Our professional appraisers at Elite Appraisal Services are objective. We won't just tell you what you want to hear, we will tell you what you need to know. In addition to helping you set a realistic price to sell at so your house will attract interested buyers, a professional appraisal is very valuable as a negotiating tool once you have an attainable buyer. It's something concrete to show your buyer. The appraisal is an independent third party's opinion of your property's price, not just how much you think your house is worth. Interested buyers assume that you have an emotional attachment to your house and will be much more likely to give credibility to an accomplished appraiser's value judgement than yours.
Need to remove PMI?
A popular money saver for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is less than 80% of the value of your house, in most cases you can apply to the lender to have the PMI canceled from your loan, which will make your monthly payments go down. We're experienced in helping folks just like you do away with undesirable PMI insurance.
Challenging property tax assessments
Your local tax assessor may have your home overvalued if you live in a region that's going down. This only means you're going to pay higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the quicker you take care of a matter like this, the better off you'll be. Getting a professional appraisal from Elite Appraisal Services is your number one weapon when contesting your property tax assessment.
Was your HELOC recently frozen?
If your home is in or near a declining area, your lender just may decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be inconvenient from a cash flow angle, and destructive to your credit score since it may appear as though that credit line is maxed out. Elite Appraisal Services can provide you with a professional appraisal to help you reinstate your HELOC.
Field and Desktop Appraisal Review Services
Have you just received a copy of your appraisal and you'd like to have a seasoned expert double-check it for verity or do you need a second opinion without the charge and delay of waiting for a whole new appraisal? In a field review we'll go out and check the subject and comparables. Or, if you need it immediately, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
We can also provide a retrospective review of any appraisal report you may have had in the past. Even though this is typically requested by banks, you may wish to exploit this service if you suspect mortgage fraud related to your property.