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Need an appraisal in Pearland or Brazoria County?

The top 7 reasons why TX homeowners order from Elite Appraisal Services:

  1. To get a pre-listing appraisal (whether they're selling the home themselves or using an agent)
  2. Challenge Brazoria county's assessment of your propertyworth
  3. Remove PMI to cut a mortgage payments
  4. Reinstate your Home Equity Line of Credit (HELOC)
  5. To review another appraiser's report for verification
  6. In the case of a TX divorce, when property needs to be divided
  7. To determine the true market value of property in question to settle an estate

Do you own a house in or near Pearland? Do you need help deciding the price of your real estate?
Contact Elite Appraisal Services.

We at Elite Appraisal Services understand the special needs of a consumer in need of appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-listing Services/For Sale By Owner (FSBO)

Since you have an emotional attachment to your own home, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your home will attract many interested buyers, a professional appraisal is very crucial as a negotiating tool once you have a potential buyer. The appraisal is something tangible to show the buyer. It's an independent third party's opinion of your property's value, and not just how much you think your home is worth. Interested buyers know that you have an emotional attachment to your house and will be more likely to give credibility to an experienced appraiser's value opinion than yours.

Appraisals to remove PMI

An attractive way to cut expenses for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is down below 80% of the value of your property, in most cases you can apply to the lender to have the PMI canceled from your loan, which will make your monthly payments go down. We're experts in helping folks just like you get rid of unwanted and unneeded PMI insurance.

Challenge property tax assessments

Lets say you live in a region that's going down -- your local tax assessor may have your house overvalued. That means you are most likely paying more taxes than you should. The sooner you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. When contesting your property tax assessment, getting an appraisal from Elite Appraisal Services is your chief weapon.

Was your HELOC recently frozen?

If your house is near a declining area, your lender may make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be disadvantageous from a cash flow standpoint, but it can be harmful to your credit score since it may appear as though that credit line is maxed out. Elite Appraisal Services can help you reinstate your home equity line of credit with a professional appraisal.

Need Field and Desktop Appraisal Review Services?

Would you prefer a second opinion without the added cost and delay of waiting for a whole new appraisal? Or do you want a seasoned expert to double-check your appraisal for accuracy? We can go out and check the subject and comps in question in a field review. Or, if you're in a hurry, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide you with a a retrospective review of any appraisal you may have had done before. While usually requested by banks, you may need to exploit this service if you suspect mortgage fraud related to your home.