Attention homeowners in Pearland and Brazoria County: Get an Appraisal today!
The top 7 reasons TX homeowners call on Elite Appraisal Services:
Own a home in or near Pearland, TX and need help determining the value of it?
We at Elite Appraisal Services understand the individual needs of a consumer in need of appraisal services. The appraisal process and reporting formats are familiar to our business clients like lenders, attorneys, and accountants. As our valued client, we will give you extra guidance and explanations through the appraisal process to better understand what we do and how we present the results of our analysis.
For Sale By Owner (FSBO)/Pre-Listing Services
It's very hard to be objective about your own home because you probably have an emotional attachment to it. Our professional appraisers at Elite Appraisal Services are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. In addition to helping you set a realistic selling price so your house will attract buyers, a professional appraisal is very crucial as a negotiating tool once you have a potential buyer. The appraisal is something concrete to show the buyer. An appraisal is an independent third party's opinion of your property's value -- not just you saying how much you think your home is worth. Interested buyers know that you have an emotional attachment to your home and will be much more likely to give credibility to a seasoned appraiser's value assessment than yours.
Appraisals to remove PMI
PMI stands for Private Mortgage Insurance. A popular money saver for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your property. In most cases you can apply to the lender to have the PMI removed from your loan. We are seasoned in helping clients just like you remove unwanted PMI insurance.
Challenge Brazoria county's assessment of your property
Your local tax assessor may have your house overvalued if you live in an area that is declining or not appreciating as much as other properties nearby. That means you're going to pay more taxes than you should. The quicker you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. A professional appraisal from Elite Appraisal Services is your best weapon when challenging your property tax assessment.
HELOC recently frozen?
Even if your specific property has not declined in value, your lender may just make the decision to automatically freeze your home equity line of credit (HELOC) if your house is in or near a declining area. Not only can this be disadvantageous from a cash flow point of view, but it can be harmful to your credit score since it may appear as though that credit line is maxed out. Elite Appraisal Services can provide you with a professional appraisal to help you reinstate your home equity line of credit.
Field and Desktop Appraisal Review Services
Do you need a seasoned appraiser to double-check your appraisal for verity, or do you need a second opinion without the charge and delay of waiting for a whole new appraisal? An appraiser from Elite Appraisal Services can go out and check the subject and comps in a field review. Or, if you're in a rush, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
Need a retrospective review of an appraisal? We can help you with that Even though this is usually requested by banks, you may desire to utilize this service if you suspect mortgage fraud related to your home.